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Yes Bank

Banking Sector

₹693.65

+2.3% today

Intrinsic Value: ₹834.61

Upside: +20.3%

Reliance Industries

Conglomerate

₹2,456.80

-1.2% today

Intrinsic Value: ₹2,789.45

Upside: +13.5%

TCS

IT Services

₹3,789.50

+0.8% today

Intrinsic Value: ₹4,125.30

Upside: +8.9%

HDFC Bank

Banking Sector

₹1,456.25

+1.5% today

Intrinsic Value: ₹1,689.75

Upside: +16.0%

Total Watchlist Value ₹247,049

Today's Change +0.87% (+₹2,134)

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Value Analysis

Financials

Technical

News & Sentiment

Stock

Yes Bank

Industry

Banking (private sector)

CMP

INR 693.65

Current Date

18-Nov-2014

VyasaQuant Recommendation

Based on fundamental analysis

BUY

Upside Potential 20.3%

Risk Level Medium

Recommended Holding Period: 2-3 Years

Key Strengths

Consistent EPS growth (5-year CAGR of 25.8%)
Undervalued relative to industry (P/E of 18.58 vs 22.41)
Strong asset quality with improving NIMs
Healthy dividend yield of 1.2% (vs industry 0.8%)

Risk Factors

Sector exposure to potential NPA risks
Regulatory changes in banking sector
Competition from larger private banks
Macroeconomic sensitivity

EPS Analysis

EPS (₹)	2005-06	2006-07	2007-08	2008-09	2009-10	2010-11	2011-12	2012-13	2013-14
Value	5.21	7.34	9.12	11.45	14.67	18.23	22.56	28.91	34.75
EPS-GR (YoY)	-	+40.9%	+24.3%	+25.5%	+28.1%	+24.3%	+23.8%	+28.1%	+20.2%

Valuation Summary

P/E (Current)

18.58

vs 22.41 (Industry)

P/B (Current)

2.34

vs 3.12 (Industry)

Dividend Yield

1.2%

vs 0.8% (Industry)

Intrinsic Value

Intrinsic P/E

18.58

(8-year average)

Best Case P/E

22.41

(Industry P/E)

Fair Value Estimate

INR 834.61

= 18.58 × 44.92 (EPS)

Current Price: INR 693.65

20.3% Upside Potential

PEG Ratio Analysis

0.72

Price/Earnings to Growth Ratio

Undervalued (PEG < 1)

A PEG ratio below 1 suggests the stock may be undervalued given its earnings growth

Data as of 18-Nov-2014 | Analysis for educational purposes only